Assess your current residential living situation. Then, research insurance products that will protect your investments.

Safety Concerns

Determine if any safety concerns warrant purchasing additional liability protection. Accidents within your home may necessitate a higher amount of liability coverage.

Multiple stories
Older structural materials
Uneven terrain
Water features

The list above outlines some categories to consider when you perform a safety assessment. If you own a large house, for example, there may be a higher likelihood of an accident occurring than if you were to own a smaller residence. Someone could fall down the steps or encounter another type of accident.

Items Stored

Take a look at the items stored within your residence. If you own a lot of valuables, you may want to seek coverage that will protect each of these items. This type of coverage could potentially pay for the repair or replacement of any item of value that you currently own.

Utility Coverage

Have the utility systems in your home inspected? Your home insurance policy can cover the plumbing and wiring in your home.

If you are going to have any of the systems upgraded, it may be in your best interest to add the utility materials to your existing home insurance policy. This will provide protection in the event that materials are damaged or stolen while the upgrades are underway.

Contact Hall Insurance

Set aside some time to consult with one of our agents at Hall Insurance. Your consultation will help the agent recommend some insurance products that will provide coverage for your unique living situation. An agent who serves the Panama City Beach, FL, region will advise you during your consultation.