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Panama City Beach, FL 32407

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Florida Insurance Blog

What Happens if I’m Sued After Causing a Wreck?

If you’re ever involved in a car accident in Panama City Beach, FL and are pretty sure it was your fault, you will undoubtedly be stressed. If the other driver or pedestrian you hit was seriously injured, then your insurance may be maxed out. What does that mean? It means that the victim may opt to sue you for the remaining costs of their medical bills. So, what exactly happens if you’re sued after causing a wreck?

You Will Be Required to Go to Court

If you’re sued after causing a car wreck, you will be required to go to court. Be sure to inform your insurance company, who will provide an attorney to represent you. If you don’t wish to be represented by the assigned attorney, you can always hire your own. You will go to court, the victim will plead their case, and any possible witnesses will testify.

You May Be Ordered to Pay Additional Money Out of Pocket

You will be allowed to defend yourself and have your own witnesses testify on your behalf if there are any available. Once all testimony has been heard and the judge is ready to make a ruling, you should prepare yourself, as you could be ordered to pay additional money out of pocket. Your insurance company, whether it’s Hall Insurance or another agency, will only pay a certain amount to the victim, according to your plan, and you will be required to pay any excess. 

Hall Insurance Is Here For You

Being sued because of a car accident will undoubtedly cause a great deal of turmoil. However, the right insurance company will provide you with adequate legal counsel who can keep any out-of-pocket costs to a minimum. If you’re in Panama City Beach, FL, we at Hall Insurance would be glad to have you as a client. We treat all our customers with the same stellar service and are ready to extend that same service to you. Contact us today.  

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