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13510 A Hutchison Blvd
Panama City Beach, FL 32407

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Florida Insurance Blog

The Risks of Flood Damage to Vehicles

If you live in Panama City Beach, FL, then you understand the extreme and often unpredictable nature of the weather. More specifically, water damage is something to your vehicle is something every auto owner should be aware of. Below are some of the most common risks of vehicle flood damage and how Hall Insurance can help.

Damage To Your Interior

One of the major risks of flood damage to vehicles is the potential damage to the interior. Water entering your vehicle can quickly seep into every nook and cranny, causing extensive harm to your upholstery, carpets, and electronic components. The moisture can penetrate deeply into these materials, leading to mold growth and unpleasant odors if not addressed promptly. Seats may become saturated, leaving behind stains that are not only unsightly but also difficult to remove completely. Water often carries debris, such as dirt and sediment, which can get trapped in various parts of your car’s interior. This accumulation might result in permanent discoloration or even degradation of certain surfaces. Electrical systems within your vehicle are also at risk during a flooding incident.

Smoke And Unusual Noises

Driving a car with water damage can cause smoke and unusual noises. When water enters the engine or exhaust system, it can create steam and smoke as the heat from these components starts to evaporate the moisture. This is a clear sign of an issue with your car’s mechanical systems, and driving in this condition could lead to further damage.

Call Hall Insurance Serving Panama City Beach, FL

Our experts are here to help you navigate the process if your vehicle has water damage. Contact us for more information or if you would like to file a claim.

Our Partners

  • Appalachian
  • Auto Owners
  • Bankers
  • Citizens
  • First Comp
  • Lexington
  • National Flood Insurance Program
  • National Flood Services
  • Olympus
  • Progressive
  • Safeco
  • The Hartford
  • United
  • Universal