13510 A Hutchison Blvd
Panama City Beach, FL 32407
Owning an RV is different from owning a vehicle, with numerous RV owners frequently turning their vehicles into permanent residences. Even with this distinction, RV owners within Panama City Beach, FL will be glad to know that RV insurance offers similar options to auto coverage, making the sign-up a straightforward process. Hall Insurance breaks down the following RV coverage options to help with your drives around Florida.
Bodily injury liability takes care of other parties' costs of injuries when you get into an accident. Depending on the injuries sustained, this policy pays for 3rd party medical bills while also providing compensation for lost income when serious injuries occur.
If you cause an accident and other parties get property damage, this coverage will help pay for destruction costs. This can either be repair or replacement costs for 3rd party vehicles or other property such as buildings.
As the name suggests, collision coverage protects you when you get into an impact accident. The costs for damage to your RV are taken care of by this policy, allowing you to cover repair and replacement expenses as needed.
Comprehensive coverage helps you pay for costs related to non-impact accidents. Examples of instances that could lead to this include damage from fires, vandalism, theft, and storms.
Medical payments coverage comes in handy when you get injuries after an accident. It will ensure that your medical bills are covered while also paying for injury expenses that your passengers incur.
If you are involved in an accident with an uninsured motorist, uninsured coverage pays for your costs of bodily injury harm and property damage. This coverage also extends to instances when you get into an accident with underinsured motorists, allowing you to offset expenses related to your property damages and injuries.
Rather than wait for disasters to catch you unaware during your Florida drives, make it a point to call Hall Insurance today for RV insurance designed for Panama City Beach, FL travel needs.